@article{Bieniasz_Czerwińska-Kayzer_2010, title={Debt of Households in the Banking Sector in Poland}, volume={15}, url={http://www1.up.poznan.pl/jard/index.php/jard/article/view/757}, number={1}, journal={Journal of Agribusiness and Rural Development}, author={Bieniasz, Anna and Czerwińska-Kayzer, Dorota}, year={2010}, month={Dec.}, pages={17-28}