@article{Mukhwami_Gathungu_Kalio_2022, title={Determinants of semi-formal credit participation among rural farm households in Kakamega County, Kenya}, volume={63}, url={http://www1.up.poznan.pl/jard/index.php/jard/article/view/1510}, DOI={10.17306/J.JARD.2022.01510}, number={1}, journal={Journal of Agribusiness and Rural Development}, author={Mukhwami, Johnworker and Gathungu, Edith and Kalio, Aquilars}, year={2022}, month={Apr.}, pages={71–79}